Analysis of Go Public Bank Financial Performance Before and During the Covid-19 Pandemic

Authors

  • Siti Regina O. Malah Master Management Program, Faculty of Economics and Business, Sam Ratulangi University
  • Herman Karamoy Lecturers/Supervisors of Master Management Program, Faculty of Economics and Business, Sam Ratulangi University
  • Hezkia HD Tasik Lecturers/Supervisors of Master Management Program, Faculty of Economics and Business, Sam Ratulangi University

Keywords:

Financial Performance, Covid-19, Difference-in-Difference

Abstract

The Covid-19 pandemic has greatly affected the financial sector, one of the financial sectors that still has stable financial performance, namely banking. This study aims to analyze differences in financial performance ratios, namely Capital Adequency Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Ratio (NPL), Operating Expenses to Operating Income (BOPO) and Return on Assets (ROA) before the pandemic covid-19 and during the covid-19 pandemic. This study uses data from 32 banks that go public and publish reports at the financial services authority (OJK) in the second quarter of 2019 to the first quarter of 2021, using the difference-in-difference method. The results of the study show that in the CAR, LDR and ROA ratios there are significant differences in bank financial performance before and during the Covid-19 pandemic.

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Published

2022-12-26

How to Cite

Malah, S. R. O. ., Karamoy, H. ., & Tasik, H. H. . (2022). Analysis of Go Public Bank Financial Performance Before and During the Covid-19 Pandemic. Web of Semantic: Universal Journal on Innovative Education, 1(2), 22–32. Retrieved from https://univerpubl.com/index.php/semantic/article/view/89

Issue

Vol. 1 No. 2 (2022): Web of Semantic: Universal Journal on Innovative Education

Section

Articles